Grow your business through equipment financing

Growth in any business requires an expansion of not just operating space and employees, but also equipment, and that can get very expensive very fast depending on your industry. With equipment finance companies at your back, though, you can get the help you need today for equipment that helps you to grow.

  • Competitive rates and flexible financing terms
  • Get pre-approved for the full financing amount prior to going shopping for your next piece of equipment
  • We can finance equipment sold at auctions
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We can help you finance any type of equipment (new or used) that is essential to your business

Construction
Trucks/Trailers
IT
Manufacturing
Restaurants
Medical

Need help finding a specific piece of equipment?

Contact us to get access to our network of equipment vendors and re-sellers.

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Are you a vendor or someone who sells new/used equipment?

If you are a vendor or someone who sells new/used equipment, we invite you to visit our Vendor Partners page to learn more about becoming part of our network and receiving immediate advantages as one of our financing partners. We can help you connect with small businesses that need your equipment to grow. We pay vendors directly, so you get paid for equipment in full upfront.

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Frequently Asked Questions

We are experts in equipment financing and pride ourselves at being honest and true to the connection we make with businesses that partner with us. We want you to grow, and we better facilitate that goal for you by ensuring you get the equipment you need to increase your operations and boost your client base.

We provide loans for business for any type of equipment, whether it is small or big, new or used; if it’s essential to your business, we can help you acquire it. We have helped businesses in many different industries, such as construction, trucking, medical, manufacturing, restaurants, IT and many more.

Not only do we help you finance a piece of equipment, if you have need for a specific item and are having trouble finding it, we will connect you to our vast network of vendors and resellers to find you exactly what you need. Then we will finance it, paying the vendor directly to make the transaction as fast and efficient as possible. If your equipment is found at an auction, we are still able to provide financing.

If you don’t know the exact piece of equipment you need, as a heavy equipment financing company with trust built among many clients and vendors, we can help you get pre-approved for your maximum allowable amount. That way you don’t have to worry about whether you have the funding available or not; you can get on with acquisition and get it up and running in your business faster.

Equipment finance doesn't have to be a hassle; equipment loans for businesses in the Southeast is our specialty.

Where you may get outright denied from a big bank due to being a small business, a new company or in need of a very large piece of equipment, we instead will look at your plans, your finances and find a solution unique to your needs.

In order to qualify for an equipment loan for small business from National Credit Funding, we have the following requirements:

  • The loan must be for a business (sole proprietorship, LLC, Corporation, Partnership) as we do not offer personal loans
  • No bankruptcy in the last 5 years
  • Previous history of financing is preferred but not required. Examples: credit cards, mortgage, auto loan, equipment financing
  • At least two years in business is preferred but we do offer loans for start-ups
  • Discounts available – military, local customer, customer loyalty rewards program
  • Ask us if you qualify for having your down payment waived

Local Customers

National Credit Funding proudly serves all 50 US states by offering financing for any type of equipment.

While we do have a national presence, we also have a local focus that allows us to better serve our community by offering discounts and programs aimed at helping businesses maintain, grow and expand their revenue.

  • If you company is located in NC, SC, TN, GA, FL, AL, VA, KY, please contact us today about special pricing available in your area.
  • Any customers located outside of those states are eligible to join our Customer Loyalty Rewards Program.
  • If you or anyone in your family was a member of the military, you can also access our Military Discount available on every deal for qualifying customers.
Contact Us
builder standing on jobsite with heavy machinery in the background

If you are a small business in Charlotte, NC, or the surrounding area and are in need of equipment to further the growth of your business, or if you are an equipment vendor looking to connect with our network, contact us today.

We will respond quickly and become an important partner in the growth and success of your brand.

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(980) 400-0026
Email Us
Charlotte, NC 28273
License 60DBO-116449
NEFA Member

We understand the damage COVID-19 had on businesses across America. If your business was affected by the pandemic and you are having trouble finding financing, please contact us today to learn how NCF can help get your business back on track and moving towards a successful future.

What are you waiting for? Fill out the form today and get ready for the financing you need for your small business to grow.

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